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Consumer Information Catalog

®
GSA Federal Citizen Information Center
Consumer
Winter 2009-10
FREE
Information Free and low-cost
Catalog
information from
Pueblo, CO
pueblo.gsa.gov
Be Active Your
Way—Consumer
Booklet for Adults…
page 7
For Public Sale!
Used Federal
Government
Personal Property…
page 4
Green Scaping:
The Easy Way to a
Greener, Healthier
Yard…page 9
Managing Your
Money in Good
Times and Bad…
page 10
Sleep Disorders…
page 6
In ThIs Issue…

FamIly
Cars
F
money
ederal programs
CompuTers
F
small BusIness
ood
eduCaTIon
h
Travel
ealTh
employmenT
h
and more…
ousIng
Disability: Are You Covered? .....................10
If you work, consider this: Your chances of incurring a
long-term disability during your career are greater than
your risk of premature death. A lengthy disability that pre-
vents you from working can lead to financial ruin. Would
you be eligible for Social Security Disability Insurance or
workers’ compensation? Consumer’s Guide to Disabil-
ity Income Insurance can help you identify these and
other possible sources of disability income and under-
stand what to look for in an individual insurance policy.
Consumer Protections Coming ......... 10
Relief is final y coming to consumers long-battered
by unfair credit card and mortgage lending prac-
tices. New rules will curtail inflated home apprais-
als and unaffordable mortgages, and restrict credit
card companies from raising interest rates on most
existing balances. Learn the details of these and
other welcome changes in New Consumer Pro-
tections for Credit Cards and Mortgages.
Web 2.0 comes to pueblo.gsa.gov
If you want to stay up to date on the latest consumer
news, add FCIC to your Twitter feeds and get news about
recalls, scams, frauds and more on the Web or sent
directly to your cell phone. Follow us @pueblo81009.
You can also check out the latest consumer news on our
Facebook page. Find us at www.facebook.com/pueb-
lo81009 and become a fan.You’ll get consumer informa-
tion you trust in your news feed a few times each week.
(Facebook is a registered trademark of Facebook, Inc.)
Read, download or order all publications in this Catalog at pueblo.gsa.gov
The Federal Citizen Information Center (FCIC) publishes the quarterly Consumer Information
Catalog to deliver useful consumer information from federal agencies to the public. Please
be assured that FCIC does not share or sell any information obtained from you with any
other organization.
We the People “A More Perfect Union”
cars
poster. 507V. Free Poster listing clas-
sic hardcover books for young readers
Buying a New Car. 301V. $1.50 Here’s
grades K-12, on the theme, “A More Per-
a step-by-step guide for bargaining with
fect Union.” 2009. NEH
dealers. 2 pp. 1999. FTC
Buying a Used Car. 302V. $1.50 Dis-
cusses your limited rights when buying
employment
from a dealer or private owner. 16 pp.
How to Get a Job in the Federal Gov-
2008. FTC
ernment. 104V. $3.25 Here’s a step-
by-step plan to find and apply for federal
How to Get a Great Deal on a New Car.
jobs. Tells how to find openings, under-
303V. $1.50 Use these proven negotia-
stand vacancy announcements, develop
tion techniques to save money on your
your résumé, and other useful tips. 24
next car. 4 pp. 2007. USDA
pp. 2004. DOL
Nine Ways to Lower Your Auto Insur-
Occupational Outlook Quarterly. 250V.
ance Costs. 305V. $1.50 Helpful infor-
$17.00 (Foreign orders, 251V. $23.80)
mation on reducing expenses. Includes a
Reviews new occupations, salaries, job
chart to compare discounts when shop-
trends. 1-year subscription, 4 issues. DOL
ping for insurance. 2 pp. 2003. USDA
Résumés, Applications, and Cover
Understanding Vehicle Financing. 306V.
Letters. 106V. $2.75 Use this helpful
$1.50 Get the facts on dealership fi-
guide’s samples to prepare a winning cov-
nancing—what it is, how to apply, special
er letter and résumé. 15 pp.1999. DOL
financing offers, cash back and rebate
eligibility. 10 pp. 2007. FTC
family
computers
Ask, Listen, Learn—How to Talk to
Your Adolescent About Alcohol. 510V.
Internet Auctions: A Guide for Buyers
Free Explains the dangers of alcohol.
and Sellers. 323V. $1.50 Discusses how
Gives tips on when and how to start a
Internet auctions work, types of payment
conversation about alcohol with teens.
options available, and ways to protect
Also provides answers to common ques-
yourself against fraud. 18 pp. 2004. FTC
tions they might ask. 7 pp. 2005. FCIC
Stop. Think. Click. 324V. $1.50 Learn
Ask, Listen, Learn—What You Don’t
how to be OnGuard Online™ by follow-
“No” Can Hurt You. 511V. Free This
ing these important tips to protect your
kid-oriented guide features interactive
information, your computer, even your-
games, trivia cards explaining facts
self. 11 pp. 2007. FTC
about alcohol plus tips on how to avoid
peer pressure. 7 pp. 2005. FCIC
education
Handbook on Child Support Enforce-
Catch the Spirit: A Student’s Guide to
ment. 505V. Free A “how to” guide for
Community Service. 501V. Free Ideas
getting the payments owed to you and
and information on how young people
your children. Lists state and federal offic-
can help make their community a better
es to contact for more information. 65 pp.
place. 15 pp. 2007. FCIC
2008. HHS
Smart Saving for Col ege—Better Buy
Prevent Your Child from Choking.
Degrees. 504V. Free Provides information
506V. Free Identifies foods, toys and
to help students save and invest wisely
household items unsafe for young chil-
for col ege. Explains 529 Plans, Coverdell
dren. Describes how to relieve choking
Education Savings Accounts, Savings
in an infant and an older child. 4 pp.
Bonds, and more. 24 pp. 2008. SEC
2005. FDA
Save the $2.00 service fee when you order online.
3
Request for Social Security State-
federal
ment. 516V. Free Complete this form
and return it to Social Security to get
your earnings history and an estimate of
programs
future benefits. 3 pp. 2008. SSA
Americans with Disabilities Act (ADA):
Resources for Medicare Beneficiaries:
Questions and Answers. 513V. Free
Navigating the Coverage Gap. 521V.
Explains how the ADA protects the civil
Free When Medicare temporarily stops
rights of persons with disabilities at work
paying for your prescriptions, you must
and in public places. 31 pp. 2005. DOJ
cover the cost yourself, creating a “cov-
For Public Sale! Used Federal Govern-
erage gap.” Learn how the gap works,
ment Personal Property. 320V. $1.50
how to keep track of expenses, and
Learn how to find and buy everything
where to get help. 5 pp. 2007. FCIC
from construction vehicles to cameras,
Social Security: Understanding the
computers and jewelry. This is your guide
Benefits. 518V. Free Provides details on
to types of items, how they are sold, and
retirement, disability, survivor’s benefits,
payment options. 2 pp. 2007. GSA
Medicare coverage, Supplemental Secu-
A Guide to Burial at Arlington National
rity Income, and more. 21 pp. 2009. SSA
Cemetery. 539V. Free Explains eligibil-
Social Security: What Every Woman
ity requirements and services offered
Should Know. 523V. Free Discusses
for military funerals at Arlington National
how a woman’s Social Security benefits
Cemetery. 31 pp. 2003. ANC
may be affected by disability, divorce,
A Guide to Disability Rights Laws.
widowhood, retirement and other circum-
514V. Free Covers the rights of persons
stances. Also covers benefits for your fam-
with disabilities regarding education, em-
ily, what to do if you change your name,
ployment, fair housing, public accommo-
and Social Security numbers for children.
dations, and telecommunications. 21 pp.
24 pp. 2009. SSA
2005. DOJ
Social Security: When To Start Re-
National Sellers List. 319V. $1.50 Con-
ceiving Retirement Benefits. 522V.
tact information for dealers who sell real
Free Important considerations for decid-
estate and personal property forfeited to
ing when to start receiving Social Secu-
federal law enforcement agencies. 8 pp.
rity benefits, including how your decision
2007. DOJ
may affect your surviving spouse, and
how your benefits are affected if you con-
Your Social Security Number and
tinue working. 2 pp. 2008. SSA
Card. 515V. Free Explains why we have
Social Security numbers, when and how
to get one, and more. 2 pp. 2006. SSA
food
benefits
Be Food Safe: Four Easy Lessons in
Safe Food Handling. 595V. Free Food
Apply Online for Social Security Ben-
handling safety risks at home are more
efits. 517V. Free Learn how to fill out an
common than most people think. Read
online application, how your personal in-
about the four easy lessons of Clean,
formation is protected, and who can ap-
Separate, Cook, and Chill to help prevent
ply online. 8 pp. 2008. SSA
harmful bacteria from making your family
sick. 8 pp. 2007. FSIS
Federal Benefits for Veterans and De-
pendents. 105V. $5.00 Explains dis-
Diabetes Recipes. 565V. Free Five
ability, pension, health care, education
tasty and easy-to-follow recipes for
and housing loans, and other benefit
people with diabetes. Nutrition facts for
programs for veterans and their families.
each dish help you keep track of what
148 pp. 2008. VA
you are eating. 5 pp. 2005. FDA (en
español. 806V)
4
Read, download or order all publications in this Catalog at pueblo.gsa.gov
Food Safety at Home. 593V. Free Fol-
Cell Phones. 509V. Free Addresses
low these four easy rules to prevent
health concerns about cellular phones
food-borne illness. 2 pp. 2009. FDA (en
and radio frequency energy (RF) levels.
español. 816B)
2 pp. 2007. FDA (en español. 806B)
Food Safety for Seniors. 594V. Free
Clinical Trials—Fact Sheet. 537V. Free
Older people are at a higher risk of be-
A clinical trial is a study carried out on
coming ill from eating raw foods. Learn
human volunteers to help doctors learn
what foods to avoid and why. 2 pp. 2009.
more about the human body and the
FDA (en español. 817B)
many diseases that attack it. 2 pp. 2007.
FDA (en español. 808B)
One size doesn’t fit all.
Cosmetics. 541V. Free Provides a ba-
MyPyramid.gov, in English and
sic fact sheet on using cosmetics safely.
Spanish, offers personalized
2 pp. 2007. FDA (en español. 810B)
eating plans and interactive tools to
help you plan and assess your food
Hair Dye and Hair Relaxers. 546V. Free
choices based on the Dietary
Both products can hurt your skin, hair,
Guidelines for Americans.
and eyes. Learn how to use them safely,
including when and where they should
Kitchen Companion: Your Safe Food
not be used. 2 pp. 2009. FDA (en espa-
Handbook. 590V. Free Provides informa-
ñol. 819B)
tion on food-borne bacteria; preparing,
storing and transporting food; food ther-
Health Scams. 576V. Free Health fraud
mometers; guidelines for poultry, eggs
can cause pain and suffering, and cost
and leftovers; food safety during a power
you money. Recognize scams before
outage; and more. 48 pp. 2008. FSIS
you get taken with examples of typical
claims to watch out for. 2 pp. 2009. FDA
Listeria. 566V. Free You can get very sick
(en español. 807V)
from this bacterium. It grows on ready-
to-eat foods that are kept too long—
The Healthy Woman: A Complete
even in the fridge. Lists foods to avoid
Guide for all Ages. 107V. $24.95 A
and others that need special handling.
comprehensive reference with helpful
2 pp. 2009. FDA (en español. 826B)
charts and personal stories. Covers ma-
jor diseases, aging, mental health, repro-
Restaurant and Take-Out Safety.
ductive health, violence against women,
592V. Free Food safety tips to fol ow
nutrition, alternative medicine, environ-
whether you’re eating out, getting food
mental health, and the role of genetics.
to take away, or bringing home leftovers
Also, provides advice on when and how
in a doggie bag. 2 pp. 2009. FDA (en
to get a second opinion, how to read
español. 834B)
drug labels, and common screenings,
tests and immunizations you may need.
As we age, we often must avoid
500 pp. 2008. HHS
some foods and eat more of others.
Find help making good food choices
Mammograms. 548V. Free A mam-
with Healthy Eating After 50 at
mogram is a safe, low-dose x-ray of the
pueblo.gsa.gov
breast. It is still the best tool we have to
save lives by detecting breast cancer ear-
ly. 2 pp. 2009. FDA (en español. 829B)
health
Pap Tests. 599V. Free Protect yourself
Antibiotic Resistance. 534V. Free Anti-
from cervical cancer with a pap test. Learn
biotic drugs can save lives. But the more
when to get them, how to prepare for
often you use an antibiotic, the more like-
one, and more. 2 pp. 2009. FDA (en es-
ly it is that germs will become drug resis-
pañol. 833B)
tant. Learn what you can do to minimize
this problem. 2 pp. 2009. FDA (en es-
Keep track of H1N1 (swine) and
pañol. 802B)
seasonal flu developments at Flu.gov
Save the $2.00 service fee when you order online.
5
Sleep Disorders. 549V. Free Gives an
Depression—Medicines to Help You.
overview of four common sleep problems
551V. Free Lists the brands and ge-
and treatment options. 2 pp. 2009. FDA
neric names of various anti-depressants.
(en español. 835B)
Learn the side effects, who should not
take them, and warning signs regard-
Straight Talk on Braces. 545V. Free
ing harmful drug and food interactions.
Today’s orthodontic braces look, feel
15 pp. 2009. FDA
and perform better than the old “metal-
mouth” variety. Learn how these and
Dietary Supplements. 591V. Free Gives
other dental devices can improve dental
questions to ask before taking dietary
health and function as well as make your
supplements, including risks and where
smile beautiful. 6 pp. 2005. FDA
to find more information. 2 pp. 2009.
FDA (en español. 813B)
Sunscreens and Tanning. 508V. Free
Spending time in the sun is fun but can
Generic Drugs. 555V. Free Discusses
also cause skin cancer, sunburn, wrin-
their effectiveness, appearance, safety,
kling, and skin aging. Find out how to
and how they save you money. 2 pp.
protect yourself as you enjoy the sun.
2009. FDA (en español. 818B)
2 pp. 2009. FDA (en español. 837B)
High Blood Pressure—Medicines to
Tattoos and Permanent Make-Up.
Help You. 559V. Free Medication, along
536V. Free Describes popular types of
with healthy eating and exercise, can
tattoos, risks involved in getting one, and
help lower your high blood pressure.
costs and approaches to removing one.
Learn about the various drugs available,
2 pp. 2009. FDA (en español. 838B)
their potential side effects, and warning
signs. 18 pp. 2008. FDA
drugs & health aids
HIV and AIDS—Medicines to Help
Birth Control Guide—Medicines to
You. 606V. Free Learn about the differ-
ent medicines available to treat HIV. In-
Help You. 598V. Free Today’s women
face an array of options for preventing
cludes questions to ask about setting up
pregnancy. This guide describes differ-
a drug regimen and a sample schedule
ent methods and discusses the pros and
to follow. 10 pp. 2007. FDA
cons of each. 21 pp. 2008. FDA
LASIK Laser Eye Surgery. 542V. Free
What to know before having laser eye
Botox.™ 540V. Free Why it is used,
how it works, what its side effects are,
surgery, including cost, health risks, life-
and what to consider if you want to try it.
style considerations, and more. 2 pp.
2 pp. 2007. FDA (en español. 804B)
2007. FDA (en español. 824B)
Buying Contact Lenses Online or by
Liposuction. 587V. Free Liposuction
is one of the most popular cosmetic
Mail. 543V. Free Tips to follow when or-
dering contact lenses online or through
surgeries. Get basic facts and what to
the mail, including prescription informa-
consider before undergoing this surgery.
tion required and what to watch out for.
2 pp. 2007. FDA (en español. 825B)
2 pp. 2009. FDA (en español. 805B)
Medicine and Pregnancy. 600V. Free
You still can use many medicines when
Cholesterol—Medicines to Help You.
you are pregnant or nursing. Use this
563V. Free Lists the brand and generic
names of drugs that control cholesterol.
guide and talk to your doctor, nurse, or
Learn their side effects, who should
pharmacist about keeping yourself well
not take them, and warning signs to be
and your baby safe. 2 pp. 2009. FDA (en
aware of. 14 pp. 2009. FDA
español. 830B)
Contact Lens Care. 544V. Free Tips for
Alzheimer’s Disease: Unraveling
keeping your eyes healthy and comfort-
the Mystery. Find out what causes
able while you wear contact lenses. 2 pp.
this disease and what can be done to
2009. FDA (en español. 809B)
cure or prevent it at pueblo.gsa.gov
6
Read, download or order all publications in this Catalog at pueblo.gsa.gov
Menopause—Medicines to Help You.
Your Pharmacy Benefit: Make It Work
604V. Free Provides basic information
for You! 524V. Free How to get the best
about hormone replacement therapy
pharmacy benefit when choosing health
(HRT). Learn about the three types avail-
insurance, including Medicare. How to
able and their common and more serious
appeal if your plan denies coverage for a
side effects. 10 pp. 2009. FDA
specific drug. Includes a sample appeal
letter. 16 pp. 2007. AOA/FCIC
Menopause & Hormones: Fact Sheet.
603V. Free Explains the benefits and
exercise & diet
risks of treating symptoms of menopause
with hormone therapy. 2 pp. 2009. FDA
Be Active Your Way—Consumer
(en español. 804V)
Booklet for Adults. 116V. $2.75 Loads
of ideas and examples to help you reach
Menopause & Hormones: Purse
the recommended activity level — 2
Guide. 602V. Free Questions to ask your
hours 30 minutes of moderate aerobic
doctor concerning hormone therapy for
activity a week; plus strengthening ac-
symptoms of menopause. 2 pp. 2009.
tivities two days a week. These exercise
FDA (en español. 803V)
tips will motivate you to reap all their ben-
My Medicines. 556V. Free Take care
efits despite your busy lifestyle. 22 pp.
of yourself with this easy-to-follow guide
2008. HHS
that features questions to ask your doc-
The Road to a Healthy Life. 114V.
tor and a simple chart to keep track of
$4.50 Learn the basics of a healthy life-
your medications. 6 pp. 2005. FDA (en
style—eating right and being physically
español. 802V)
active. Use the charts to calculate your
Over-the-Counter Drugs. 532V. Free
healthy weight and daily calorie require-
You can buy over-the-counter (OTC)
ments; use nutrition facts labels to make
drugs without a prescription. Reading
healthy food choices. 26 pp. 2008. HHS
the label is the only way to know when
(en español. 115V)
and how to use them to avoid side ef-
fects and drug and food interactions.
medical problems
1 p. 2009. FDA (en español. 832B)
Allergies. 529V. Free Discusses al ergy
Use Medicines Wisely. 533V. Free Sim-
symptoms, tests, and treatments. Also
ple tips to follow when taking medica-
provides a comparison chart to help
tions, including questions to ask and the
you distinguish between al ergy and
importance of reading labels and keeping
cold symptoms. 2 pp. 2009. FDA (en
track of all the medicines you take. 2 pp.
español. 801B)
2007. FDA (en español. 839B)
Asthma. 562V. Free Explains the symp-
Using Your Medicare Drug Plan: What
toms of asthma, its triggers, diagnosis,
to Do if Your Medicine Isn’t Covered.
and treatment options. 2 pp. 20097. FDA
520V. Free Your Medicare plan may
(en español. 803B)
not routinely cover every medicine pre-
Cholesterol. 530V. Free Cholesterol is
scribed to you. Learn step-by-step how
a fat-like material in your blood that can
to request coverage from your plan and
increase your risk of heart disease. Learn
how to write an appeal if necessary. 10
how to find out if you have high choles-
pp. 2007. FCIC (en español. 805V)
terol and what you can do to reduce it.
Don’t miss Resources for Medicare
2 pp. 2009. FDA (en español. 807B)
Beneficiaries: Navigating the
Depression. 547V. Free Outlines
Coverage Gap, page 4.
the three main types of depres-
sion, its causes, symptoms, and how
Whole-Body CT Screening. 552V. Free
to learn more. 2 pp. 2009. FDA (en
Discusses the risks, limitations, and ben-
español. 811B)
efits of whole-body CT screening. 2 pp.
2009. FDA (en español. 841B)
Save the $2.00 service fee when you order online.
7
Diabetes. 564V. Free Many people who
Osteoporosis. 531V. Free Osteoporo-
have diabetes are unaware they have it.
sis is a disease that causes very weak
Learn the warning signs, risk factors,
bones that break easily. Women are five
and the importance of early detection
times more likely to get osteoporosis
and treatment. 2 pp. 2007. FDA (en
than men. There is no cure, but there
español. 812B)
are lifestyle changes you can make to
slow it down and medications you can
Fibroids. 535V. Free Explains the symp-
take to build bones. 2 pp. 2009. FDA (en
toms and treatments, and answers com-
español. 831B)
mon questions about fibroids. 2 pp.
2009. FDA (en español. 814B)
Strokes. 554V. Free Basic information
on the three types of strokes, warn-
The Flu. 561V. Free The seasonal (not
ing signs to watch out for, and how to
swine) flu is different from a cold and
lower your risk. 2 pp. 2009. FDA (en
usually appears without warning signs.
español. 836B)
Learn the symptoms, types of vaccines
available, and who is at risk. 2 pp. 2009.
West Nile Virus. 550V. Free Facts on
FDA (en español. 815B)
how this virus is spread through mos-
quito bites, its symptoms, who is most at
Heart Disease. 553V. Free Heart dis-
risk, and ways to protect yourself. 2 pp.
ease is a leading cause of death in the
2007. FDA (en español. 840B)
U.S. Learn the signs of heart disease,
including the “silent” symptoms, and
Women and HIV. 605V. Free Get the
get tips on how to lower your risk. 2 pp.
basic facts about the virus that causes
2009. FDA (en español. 820B)
AIDS, how you can prevent it, what
the signs are, and what to do if you
High Blood Pressure. 557V. Free High
are HIV-positive. 2 pp. 2007. FDA (en
blood pressure (also called hypertension)
español. 842B)
is a serious illness that affects nearly 65
million adults in the United States. Learn
why it’s vital that you get tested and, if
housing
necessary, get treated. 2 pp. 2009. FDA
(en español. 821B)
financing & sales
Infertility. 601V. Free Reviews the pos-
Am I Covered? 316V. $1.50 Answers
sible causes and factors affecting infer-
15 common questions regarding hom-
tility in both men and women, and when
eowners insurance and explains what
to see a doctor. 2 pp. 2009. FDA (en
is covered in a standard policy. 9 pp.
español. 823B)
2004. USDA
Loss of Bladder Control. 558V. Free
Beware of Foreclosure Rescue
Explains different kinds of bladder control
Scams. 526V. Free A new breed of
problems and treatment options. 2 pp.
scam artist has grown along with the
2009. FDA (en español. 827B)
current mortgage crisis. This pamphlet
describes common foreclosure rescue
Lung Cancer. 560V. Free Describes
scams, tell-tale signs of a scam op-
the warning signs, how it is diagnosed,
erator, and whom to contact if you’re
the types and stages of lung cancer,
caught in a scam. 2 pp. 2009. FDIC (en
and more. 2 pp. 2009. FDA (en es-
español. 814V)
pañol. 828B)
Consumer Handbook on Adjustable
Nursing Home Compare is one tool
Rate Mortgages. 330V. $1.50 Basic
that can help you make an informed
features, advantages, risks, and termi-
decision. Available 24 hours a day,
nology associated with adjustable rate
seven days a week, it rates local
mortgages. Explains how ARMs work
nursing homes in several important
and how to reduce your risk. Includes a
aspects of care. Find it at
table for comparing mortgages. 36 pp.
pueblo.gsa.gov
2007. FRB
8
Read, download or order all publications in this Catalog at pueblo.gsa.gov
A Consumer’s Guide to Mortgage Re-
home maintenance
financings. 328V. $1.50 Will refinancing
be beneficial to you? Learn the costs and
Energy Savers: Tips on Saving Energy
how to tell if the time is right. Includes
& Money at Home. 332V. $1.50 Reduce
a mortgage shopping worksheet with
your home energy use with tips on insu-
a dozen key questions to ask. 16 pp.
lation, weatherization, heating, and more.
2008. FRB
36 pp. 2006. DOE
How to Buy a Home With a Low Down
Flood Preparation and Safety. 588V.
Payment. 528V. Free Describes how to
Free Details steps to take before and dur-
qualify for a low down payment mort-
ing a flood in your community, including
gage, determine what you can afford,
how to protect your possessions, prepare
and how mortgage insurance works.
an emergency kit, and stay safe. 10 pp.
9 pp. 2002. USDA (en español. 808V)
2007. FEMA
How to Buy a Manufactured (Mobile)
FloodSmart, Know Your Risk. 589V.
Home. 304V. $1.50 Tips on selection and
Free Property owners can purchase in-
placement, warranties, site preparation,
surance against flooding losses. Learn the
transportation, instal ation, and more.
requirements and questions to ask. 14 pp.
14 pp. 1997. FTC
2009. FEMA
Interest-Only Mortgage Payments and
Green Scaping: The Easy Way to a
Payment-Option ARMs: Are They For
Greener, Healthier Yard. 326V. $1.50
You? 333V. $1.50 Explains these mort-
Learn ways to care for your lawn and
gages, including the benefits, risks, and
garden that will save you time and money
how each affects monthly payments and
and protect the environment. Discusses
your home equity. 15 pp. 2006. FRB
composting and mulching, site-appropri-
ate plant selection, smart watering, ho-
Looking for the Best Mortgage: Shop,
listic pest management and natural lawn
Compare, Negotiate. 334V. $1.50 Use
care. 15 pp. 2006. EPA
these 3 steps to save money on a mort-
gage or home loan. Includes a mortgage
How to Prune Trees. 108V. $4.00 Il-
shopping worksheet. 7 pp. 1999. FRB
lustrated guide shows what to do, what
not to do, tools to use, and when to trim
Twelve Ways to Lower Your Home-
to produce healthy, strong trees. 29 pp.
owners Insurance Costs. 335V. $1.50
1996. USDA
Contains practical tips and phone num-
bers of state insurance departments
How to Recognize Hazardous De-
you can call for more information. 4 pp.
fects in Trees. 109V. $3.50 Helps
2004. FCIC
you identify and take corrective ac-
tions to fix cracks, decay, root prob-
What you should know about Home
lems, and other defects that may
Equity Lines of Credit. 329V. $1.50
cause a tree to topple or limbs to fall.
Includes questions, terms, tips and a
20 pp. 1996. USDA
checklist to find the plan that meets your
needs and protects your interests. Ex-
plains how to compare a line of credit to
money
a traditional second mortgage, and what
Consumer Guide to Check 21 and
to do if your lender freezes your line of
Substitute Checks. 307V. $1.50 A
credit. 16 pp. 2008. FRB
federal law, known as Check 21, allows
Energy Savers: Tips on Saving
banks to send you “substitute checks” in
Energy & Money at Home.
place of your original cancelled checks.
Provides simple tips to make your
Find out your rights. 2 pp. 2004. FRB
home more comfortable and easier
Tired of waiting in line? Electronic
to heat and cool — while you save
banking is a convenient timesaver.
money. Go to pueblo.gsa.gov
Learn more at pueblo.gsa.gov
Save the $2.00 service fee when you order online.
9
Consumer’s Guide to Disability In-
Protecting Yourself from Overdraft
come Insurance. 512V. Free This book-
and Bounced Check Fees. 312V.
let covers: the significant chances of
$1.50 Find out how much overdraft and
becoming disabled during one’s career;
bounced check fees can cost; learn how
how a disability can affect one’s finances;
to avoid them. 2 pp. 2004. FRB
potential sources of disability income;
Renters Insurance. 336V. $1.50 Many
what disability insurance covers; and
renters mistakenly assume their land-
what to look for in an insurance plan.
lord’s insurance will cover their posses-
19 pp. 2009. USDA
sions if they are stolen or destroyed in a
Guide to Long-Term Care Insurance.
fire or other catastrophe. Only a renters
579V. Free This type of insurance covers
insurance policy will provide that protec-
services needed by those with chronic
tion. Learn about the types of coverage,
illness or disability. Check out the costs,
how to buy a policy, and how to file a
limitations and exclusions, and coverage
claim. 2 pp. 2009. USDA
options you need. 20 pp. 2004. USDA
What You Should Know About Buying
Living Trust Offers. 322V. $1.50 Find
Life Insurance. 586V. Free Describes
out if living trusts are right for you and
various types with tips on choosing a
how to protect yourself from scams when
company, an agent, and a policy that
planning your estate. 2 pp. 2000. FTC
meet your needs. 24 pp. 2007. FCIC
Managing Your Money in Good Times
When Is Your Check Not a Check?
and Bad. 581V. Free Provides tips for
308V. $1.50 Merchants can use the in-
spending less, saving more and borrow-
formation from your checks to withdraw
ing smart. Points out scams that heat up
money directly from your bank account.
in a down economy and explains con
Learn about your rights when it comes
games. Gives ways to raise your credit
to electronic check conversion and
score; get a good loan; actions to take
what to do if you have a problem. 2 pp.
when you can’t make your payments;
2002. FRB
and your rights when a debt collector
Your Home Inventory. 331V. $1.50
calls. 12 pp. 2009. FDIC
How to create a home inventory to
Money & Mobility: For Military Person-
keep track of your belongings, buy the
nel and Families. 538V. Free A compre-
proper amount of insurance, get prop-
hensive resource to help you prepare for
erty insurance claims settled faster, and
deployments and duty station changes.
verify losses for your tax return. 2 pp.
Focuses on a wide variety of financial is-
2006. FCIC
sues and concerns of service members
with children. Discusses money traps
credit
and scams; gives tips on investing and
saving. 98 pp. 2008. TREA
Building a Better Credit Report. 311V.
$1.50 Learn how to improve your credit
New Consumer Protections for Credit
score, deal with debt, spot credit-related
Cards and Mortgages. 527V. Free A
scams, and more. 16 pp. 2005. FTC
new law going into effect in 2010 pro-
tects consumers from surprise fees, rate
Have you been a victim of a home
increases and other credit card penal-
equity line freeze or reduction? Go to
ties. New rules effective in 2009 and
pueblo.gsa.gov to learn your rights
2010 prohibit many of the unfair and
and lenders’ responsibilities.
deceptive mortgage lending practices
that led some borrowers to unafford-
Choosing a Credit Card. 309V. $1.50
able home loans. This booklet details
Compare the features and costs, and
the eagerly-awaited changes. 9 pp.
learn your liability limits when using a
2009. FDIC
credit card. Covers what to do if there
is a billing error or another problem with
your credit card. 20 pp. 2004. FRB
10
Read, download or order all publications in this Catalog at pueblo.gsa.gov
Identity Theft and Your Social Secu-
Deposit Insurance Summary. 574V.
rity Number. 519V. Free Someone ille-
Free Explains how the temporary
gal y using your Social Security number
$250,000 coverage for deposit accounts
can steal your financial identity and your
in banks and savings associations works.
money. Find out how to prevent identify
Specifies what types of accounts are
theft and how to report it if you suspect
covered, how much of your money is
it. If you are a victim, learn how to get
protected, and when most coverage will
a new Social Security number. 8 pp.
revert to $100,000. 2 pp. 2009. FDIC (en
2007. SSA
español. 809V)
Fighting Fraud 101—Smart Tips for
Check out Stop. Think. Click., page
Older Investors. 578V. Free Scam art-
3, for how to be OnGuard Online™.
ists frequently target Americans nearing,
Your Credit Scores. 313V. $1.50 Your
or in, retirement. The typical fraud vic-
credit score shows how likely you are
tim is col ege-educated and financial y
to pay a loan on time. Learn why your
savvy. This booklet wil help you learn
credit score matters, what good and
the psychology of a scam, and how to
bad scores are, the elements of your
protect yourself. 3 pp. 2007. SEC (en
FICO credit score, and how to raise your
español. 813V)
score. 2 pp. 2008. FCIC
Get the Facts on Saving and Invest-
ing. 584V. Free Use this guide’s helpful
investing & saving
tips and worksheets for calculating net
worth, income, and expenses. 18 pp.
66 Ways to Save Money. 310V. $1.50
2004. SEC (en español. 810V)
Practical ways to cut everyday costs
on transportation, insurance, banking,
How SIPC Protects You. 570V. Free If
credit, housing, utilities, food, and more.
your brokerage firm closes due to bank-
10 pp. 2005. FCIC
ruptcy or other financial difficulties, the
Securities Investor Protection Corpora-
A Guide for Seniors: Protect Yourself
tion (SIPC) works to return your assets.
Against Investment Fraud. 577V. Free
Find out what SIPC does and does not
This booklet tel s you how to check out
cover. 10 pp. 2002. SEC
an investment sales pitch for legitimacy;
describes warning flags of fraud, types
Introduction to Mutual Funds. 571V.
of fraud, and what to know about “se-
Free What they are, how to compare
nior” specialists and advisors. 18 pp.
them, what to consider before invest-
2009. SEC
ing, and how to avoid common pitfalls.
36 pp. 2003. SEC
Affinity Fraud. 575V. Free These scam
schemes target religious, elderly, ethnic,
Questions You Should Ask About Your
professional, and other groups. Get tips
Investments. 573V. Free The secret to
on how to avoid becoming a victim and
investing wisely is knowing what to ask
where to get more information. 2 pp.
about investment products, your broker’s
2006. SEC (en español. 812V)
history, the performance of your invest-
ments, and how to handle problems.
Consumer’s Almanac. 315V. $1.50
8 pp. 2002. SEC (en español. 811V)
Organize your expenses, save for the
future, and manage your credit with
retirement planning
monthly calendars and worksheets.
32 pp. 2006. USDA
401(k) Plans. 569V. Free Explains what
these tax-deferred investment plans
Nearing or already enjoying
are, what happens when you change
retirement? Stay on top of your
employers, and what to do if you need
finances. Go to pueblo.gsa.gov to
the money before retirement. 11 pp.
find resources, calculators & tips for
2008. IRS
smart investing to help you plan a
financially secure retirement.
Save the $2.00 service fee when you order online.
11
Building Financial Freedom. 580V. Free
Guide to Business Credit for Women,
Learn about ways to develop or improve
Minorities, and Small Businesses.
your savings and investment strategies.
317V. $1.50 Find out what loans are
Includes a worksheet to help track your
available, the credit approval process,
spending and how to find the right kind
and your legal rights. 12 pp. 1999. FRB
of financial help. 18 pp. 2008. USDA
Savings Fitness: A Guide to Your Mon-
travel
ey and Your Financial Future. 585V.
Free Create your personal savings plan
National Park System Map and Guide.
and prepare for retirement with this step-
113V. $2.50 This full-color map lists ac-
by-step guide. 20 pp. 1999. DOL
tivities at more than 300 parks, monu-
ments, and historic sites. 2008. DOI
Taking the Mystery Out of Retirement
Planning. 583V. Free Designed for those
National Trails System: Map and
about 10 years from retirement, this com-
Guide 2007. 111V. $3.00 Full-color map
prehensive publication has step-by-step
describes eight national scenic trails and
worksheets to help you figure out how
nine national historic trails. 2007. DOI
much money you need to retire and how
Tips for Travelers with Disabilities.
to make sure your funds will last during
325V. $1.50 Get ready for a trip abroad
your retirement. 68 pp. 2005. DOL
with information on airline and hotel ar-
rangements, health concerns, service
Variable Annuities: What You Should
and equipment advice, and other practi-
Know. 572V. Free Explains what they
are, how they work, their cost, and ques-
cal tips. 1 pp. 2003. DOS
tions to ask before you invest. 20 pp.
Washington: The Nation’s Capital.
2004. SEC
112V. $2.00 Use this ful -color map to
learn more about our country’s heri-
Your Guaranteed Pension. 582V. Free
Frequently asked questions about the
tage by exploring Washington, D.C.
security of private pension plans, includ-
2006. DOI
ing benefits and plan termination. 12 pp.
2009. PBGC
and more…
2009 Consumer Action Handbook.
small business
568V. Free Use this guide to get help
with consumer purchases, problems
Advance Fee Business Scams. 318V.
and complaints. Find consumer con-
$1.50 Find out about the different types
of advance fee scams, how to spot
tacts at hundreds of companies and
them, and what to do if you’re a victim.
trade associations; local, state, and fed-
5 pp. 2002. DOS
eral government agencies; national con-
sumer organizations; and more. 172 pp.
Copyright Basics. 314V. $1.50 Covers
2009. FCIC (en español. 801V)
what can be copyrighted, who can ap-
ply, registration procedures, filing fees,
American Revolution at a Glance.
what forms to use, and more. 12 pp.
102V. $2.25 Learn about the major bat-
2008. LOC
tles with colorful maps and informative
descriptions. Illustrates and describes in
Diversifying Your Workforce. 525V.
chronological order the story of the war
Free Resourceful and flexible, people
from 1763-1783. 2003. DOI
with disabilities make excellent employ-
ees. But not all employers know how to
Visit the FCIC family of web sites:
recruit, hire and retain them. This quick
Pueblo.gsa.gov
reference guide outlines the advantages
ConsumerAction.gov
of hiring people with disabilities and gives
Kids.gov
four simple steps to help you accomplish
GovGab.gov
this goal. 11 pp. 2009. DOL
USA.gov
12
Read, download or order all publications in this Catalog at pueblo.gsa.gov
The Civil War at a Glance. 103V. $2.00
Keeping Your Best Friend Active, Safe
This full-color map illustrates and briefly
and Pain Free. 503V. Free Discusses
describes major Civil War battle cam-
the use of Non-Steroidal Anti-Inflamma-
paigns. 1995. DOI
tory Drugs (NSAIDs) in dogs to control
pain and inflammation caused by arthritis
The Constitution of the United States
or surgery. 6 pp. 2008. FDA
and the Declaration of Independence.
110V. $2.75 Learn more about the foun-
Our Flag. 101V. $4.50 Discusses the
dations of our country’s freedom with the
history of the Stars and Stripes and when
full text of both historic documents. 48 pp.
and how it should be displayed. Tel s how
2006. HOUSE
to fold and care for a flag, how to obtain
a flag flown over the Capitol and how to
For the Birds. 327V. $1.50 How to
obtain a burial flag for a veteran. Provides
attract different species of birds, feed
state flag illustrations. 52 pp. 2007. JCP
them, and provide suitable homes.
50 pp. 1997. DOI
Pet Turtles: A Common Source of Sal-
monella. 502V. Free Turtles carry salmo-
Funerals: A Consumer Guide. 321V.
nella, which can make anyone, particu-
$1.50 Know your rights as a consumer
larly young children and the elderly, very
and what to keep in mind when making
sick. Learn how to avoid infection if you
funeral arrangements. 29 pp. 2000. FTC
own, or come into contact with, a small
turtle. 5 pp. 2008. FDA
puBlICaTIon prICIng
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DOE
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DOI
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IRS
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LOC
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FDIC
Federal Deposit Insurance
Corporation
SEC
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Federal Emergency Management
SSA
Social Security Administration
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Department of the Treasury
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Department of Veterans Affairs
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501V
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813B*
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814B*
503V
535V
568V
602V
815B*
504V
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569V
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505V
537V
570V
604V
817B*
506V
538V
571V
605V
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507V
539V
572V
606V
819B*
508V
540V
573V
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820B*
509V
541V
574V
802V*
821B*
510V
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575V
803V*
823B*
511V
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576V
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512V
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577V
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825B*
513V
545V
578V
806V*
826B*
514V
546V
579V
807V*
827B*
515V
547V
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808V*
828B*
516V
548V
581V
809V*
829B*
517V
549V
582V
810V*
830B*
518V
550V
583V
811V*
831B*
519V
551V
584V
812V*
832B*
520V
552V
585V
813V*
833B*
521V
553V
586V
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834B*
522V
554V
587V
801B*
835B*
523V
555V
588V
802B*
836B*
524V
556V
589V
803B*
837B*
525V
557V
590V
804B*
838B*
526V
558V
591V
805B*
839B*
527V
559V
592V
806B*
840B*
528V
560V
593V
807B*
841B*
529V
561V
594V
809B*
842B*
530V
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595V
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531V
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598V
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* U.S. Government Printing Office: 2010-350-007/80007

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